I N D E X   O F   A R T I C L E S

Administration

Keeping Risks within Bounds
Robert Thomas, Law Debenture
The OPDU Report 8

Raising Standards of Pensions Administration
Discussion Forum
The OPDU Report 11

Comment
Jocelyn Blackwell
The OPDU Report 11


Applications for Directions by Scheme Trustees

Simmons & Simmons
The OPDU Report 8


Backdating Membership

Grindrod v Community Health South
London NHS Trust

CMS Cameron McKenna
The OPDU Report 9


Bankruptcy

Re Landau
Baker & McKenzie
The OPDU Report 6

Re The Trusts of Scientific Investment
Pension Plan, Kemble v Hicks

Richards Butler
The OPDU Report 3 (Oct 98)
Karen Lush
Baker & McKenzie
The OPDU Report 4 (Nov 98)
The OPDU Report 6 (March 00)


Beneficiaries

Beneficiaries entitled to see Legal Advice
Cas (Nominees) Ltd v Nottingham Forest plc

Freshfields Bruckhaus Deringer
The OPDU Report 9

Beneficiaries can sue Trustees for
Breach of Trust
Walker & others v Stones & another

Freshfields Bruckhaus Deringer
The OPDU Report 9


Breach of Trust

Beneficiaries can sue Trustees
Walker & others v Stones and another

Freshfields Bruckhaus Deringer
The OPDU Report 9

Dishonest assistance in breach of trust
Wakelin v Read

Freshfields Bruckhaus Deringer
The OPDU Report 9


Case Law Reviews

Air Jamaica Case
The OPDU Report 6

Allen v Capita Business Services
The OPDU Report 9

Barclays Bank v Holmes
The OPDU Report 9

Barnardos Case
Libby v Kennedy

The OPDU Report 3 (Oct 98)
The OPDU Report 4 (Nov 98)

Beckmann v Dynamco Whicheloe Macfarlane Ltd
The OPDU Report 9

Blake v The Pensions Ombudsman and Buckinghamshire County Council
The OPDU Report 9

Breadner v Granville-Grossman
The OPDU Report 9

Bus Employees Pension Trustees v Harrod
(National Bus Case)
The OPDU Report 6

Cas (Nominees) Ltd v Nottingham Forest plc
The OPDU Report 9

Clark (Inspector of Taxes) v Trustees of the
BT Pension Scheme & Others

The OPDU Report 4 (Nov 98)
The OPDU Report 9 (March 01)

Derby v Scottish Equitable plc
The OPDU Report 6 (March 00)
The OPDU Report 10 (May 01)

R v Dixon
The OPDU Report 9

Duffus v TSB Group Pension Trust Limited
The OPDU Report 9

Edge v Pensions Ombudsman
The OPDU Report 6

Equitable Life v Hyman
Reviews by Norton Rose and
Freshfield Bruckhaus Deringer

The OPDU Report 9

Ewing v The Trustees of the Stockman Valve Limited
Staff Retirement Benefits Scheme and Arthur Cox

The OPDU Report 9

Frankling v BPS Public Sector
The OPDU Report 9

Gaskin v Trustees of the Becker Pension Scheme
The OPDU Report 9

Gorham & ors v British Telecommunications plc
The OPDU Report 9

Grindrod v Community Health South London NHS Trust
The OPDU Report 9

Guise v Equitable Life Assurance Society
The OPDU Report 9

Gurney v Elsevier Science
The OPDU Report 9

Hadley v South Yorkshire Pension
Authority and others

The OPDU Report 9

Hancock v Trustees of the Air Products Pension Plan
The OPDU Report 9

Hillsdown: HF Pension Scheme Trustees Ltd
v Ellison; Hillsdown Holdings plc v
Inland Revenue

The OPDU Report 6

Holmes v Barclays Bank
The OPDU Report 9

Horwood v Trustees of the Dixons Retirement &
Employment Security Scheme

The OPDU Report 9

HR v JAPT
The OPDU Report 2

Jones v Connex South Eastern Ltd
The OPDU Report 9

Jones v Foxboro International Ltd
The OPDU Report 9

Jones v Kent County Council
The OPDU Report 9

Jones v Patel
The OPDU Report 6

Kelly v Railways Pension Trustee Company
The OPDU Report 9

Kemble v Hicks
Re Trusts of the Scientific Investment Pension Plan

The OPDU Report 3 (Oct 98)
The OPDU Report 4 (Nov 98)
The OPDU Report 6 (March 00)

Kilvert v Flackett
The OPDU Report 4

Krasner v Dennison and others;
Lesser v Lawrence

The OPDU Report 9

Re Landau
The OPDU Report 6 (March 00)
The OPDU Report 9 (March 01)

Law Debenture v Malley and the Pensions
Ombudsman

The OPDU Report 6

Lesser v Lawrence
The OPDU Report 9

Libby v Kennedy,
Barnardo's Case

The OPDU Report 3 (Oct 98)
The OPDU Report 4 (Nov 98)

London Borough of Redbridge v Fuller
The OPDU Report 10

Mangum v Trustees of the Adams Limited
Pension and Assurance Scheme

The OPDU Report 9

MMI v Harrop
The OPDU Report 4

National Bus (Bus Employees Pension
Trustees v Harrod)

The OPDU Report 6

National Grid Case
The OPDU Report 4 (Nov 98)
The OPDU Report 5 (May 99)
The OPDU Report 6 (March 00)

Outram v Academy Plastics Ltd
The OPDU Report 9

Preston v Wolverhampton Healthcare NHS Trust
The OPDU Report 4 (Nov 98)
The OPDU Report 9 (March 2001)

R v Dixon
The OPDU Report 9

R v Sussex Policy Authority ex p Stewart
The OPDU Report 9

Reichhold Ltd v Wong
The OPDU Report 9

Re Landau
The OPDU Report 6 (March 00)
The OPDU Report 9 (March 01)

Re Trusts of the Scientific Investment
Pension Plan,
Kemble v Hicks

The OPDU Report 3 (Oct 98)
The OPDU Report 4 (Nov 98)
The OPDU Report 6 (Mar 00)

Royal Masonic Hospital and another
v Pensions Ombudsman and another

The OPDU Report 9

Royal Society for the Prevention of
Accidents v William M Mercer

The OPDU Report 9

Scally v Southern Health & Social Services Board
The OPDU Report 9 (March 01)
The OPDU Report 11 (Oct 01)

Scottish Equitable v Derby
The OPDU Report 6 (March 00)
The OPDU Report 10 (May 01)

Silvey v Pendragon plc
The OPDU Report 9

Simmonds v Trustees of the Municipal Mutual
Insurance Superannuation Scheme

The OPDU Report 9

South West Trains v Wightman
The OPDU Report 4 (Nov 98)
Peter Murray "On The Right Track"
The OPDU Report 7 (May 00)

Sun Alliance & London Assurance Co Ltd v
Pensions Ombudsman

The OPDU Report 9

R v Sussex Police Authority ex p Stewart
The OPDU Report 9

T v T
The OPDU Report 3

Thomas v British Alcan Pensions Trustees
The OPDU Report 9

Re Trusts of the Scientific Investment
Pension Plan,
Kemble v Hicks

The OPDU Report 3 (Oct 98)
The OPDU Report 4 (Nov 98)
The OPDU Report 6 (March 00)

University of Nottingham v Eyett
The OPDU Report 4 (Nov 98)
The OPDU Report 11 (Oct 01)

Wakelin v Read
The OPDU Report 9

Walker & Others v Stones & another
The OPDU Report 9

Williamson v Sedgwick Group Pension Scheme Trustee
The OPDU Report 9

Wirral Borough Council v Evans
The OPDU Report 9 (Mar 01)
The OPDU Report 11 (Oct 01)


Civil Procedure Rules

Simmons & Simmons
The OPDU Report 8


Costs

Trustees ordered to pay own costs
Breadner v Granville-Grossman

Freshfields Bruckhaus Deringer
The OPDU Report 9


Creditors

Personal Pensions available to Creditors
Krasner v Dennison and others;
Lesser v Lawrence

Freshfields Bruckhaus Deringer
The OPDU Report 9


Data Protection

The Data Protection Act 1998
Kerry Davies
Managing Director, Echelon Consulting Group
The OPDU Report 4

Information Security
Lizzie Olson
Marketing Co-ordinator, Echelon Consulting Limited
The OPDU Report 8

Who's taking Responsibility for the Data Protection Act
Kerry Davies
Managing Director, Echelon Consulting Group
The OPDU Report 11


Death Benefits

Lump sum death benefits
Horwood v Trustees of the Dixons
Retirement & Employee Security Scheme

CMS Cameron McKenna
The OPDU Report 9

Guise v Equitable Life Assurance Society
CMS Cameron McKenna
The OPDU Report 9


Delegation

Richards Butler
The OPDU Report 3
Keeping Risks within Bounds
Robert Thomas, Law Debenture
The OPDU Report 8


Directions

Applications for Directions by Scheme Trustees
Simmons & Simmons
The OPDU Report 8


Divorce

Keeping Risks within Bounds
Robert Thomas, Law Debenture
The OPDU Report 8


Duty of Care

Insurance Company owes duty of care to
Insured's dependants
Gorham & ors v British Telecommunications plc

Freshfields Bruckhaus Deringer
The OPDU Report 9

No duty to give employee pensions advice
Outram v Academy Plastics Ltd
Scally v Southern Health and Social Services Board

Freshfields Bruckhaus Deringer
The OPDU Report 9

Miller v Stapleton
Scally v Southern Health and Social Services Board
Unisys
University of Nottingham v Eyett

Rowe & Maw
The OPDU Report 11

No duty on pension scheme administrators to provide advice
Wirral Borough Council v Evans

Freshfields Bruckhaus Deringer
The OPDU Report 9

Rowe & Maw
The OPDU Report 11


Earmarking

Richards Butler
The OPDU Report 3


Early Retirement

Consent
Magnum v Trustees of the Adams
Limited Pension and Assurance Scheme

The OPDU Report 9

Equalisation of benefits
Jones v Foxboro International Ltd
Freshfields Bruckhaus Deringer

The OPDU Report 9


Equitable Life

The Importance of being Equitable
Norton Rose
The OPDU Report 9

Freshfields Bruckhaus Deringer
The OPDU Report 9

Financial Services Legislation
Richards Butler
The OPDU Report 11

Good practice - don't give advice
Rowe & Maw
The OPDU Report 11


GMP Equalisation

Williamson v Sedgwick Group Pension
Scheme Trustee

CMS Cameron McKenna
The OPDU Report 9


Governance

Issues of Governance
Brian Holden MBE
Opra Appointed Trustee
The OPDU Report 3

Tax compliance issues
KPMG
The OPDU Report 5


Guaranteed Annuity Rates

Equitable Life
Norton Rose
The OPDU Report 9

Sun Alliance Annuity Disputes
Freshfields Bruckhaus Deringer
The OPDU Report 9


Ill - Health Benefits

Gaskin v Trustees of the Becker Pension Scheme
Hancock v Trustees of the Air Products Pension Plan
Kelly v Railways Pension Trustee Company
Thomas v British Alcan Pensions Trustees

CMS Cameron McKenna
The OPDU Report 9

Law Debenture v Malley and the Pensions Ombudsman
Baker & McKenzie
The OPDU Report 6


Incapacity

Meaning of Ordinary Duties
R v Sussex Policy Authority ex p
Stewart

Freshfields Bruckhaus Deringer
The OPDU Report 9


Income Drawdown

Income Drawdown Flexibility
Andrew Warwick-Thompson
Bacon & Woodrow
The OPDU Report 6


Internal Dispute Resolution

Opas & Internal Dispute Resolution
Procedures (IDRP)
A Change of Practice

Malcolm McLean OBE
Chief Executive OPAS
The OPDU Report 5

Pro-active use of IDR
Linklaters & Alliance
The OPDU Report 9


Investment Liabilities

Keeping Risks within Bounds
Robert Thomas, Law Debenture
The OPDU Report 8

Trustees' Investment Liabilities in Money
Purchase Schemes

Richards Butler
The OPDU Report 3

Royal Society for the Prevention of Accidents
v William M Mercer

CMS Cameron McKenna
The OPDU Report 9

Whose risk is it anyway?
Gillian Cook
Bacon & Woodrow
The OPDU Report 10


Legal Advice

Beneficiaries entitled to see Legal Advice
Freshfields Bruckhaus Deringer
The OPDU Report 9


Liens and Guaranteed Transfer Values

Richards Butler
The OPDU Report 2


Litigation Costs Extension

Applications for Directions
Simmons & Simmons
The OPDU Report 8


Lump Sum Death Benefits

Horwood v Trustees of the Dixons Retirement
& Employee Security Scheme

CMS Cameron McKenna
The OPDU Report 9


Membership

Backdating Membership
Grindrod v Community Health South London NHS Trust

CMS Cameron McKenna
The OPDU Report 9


Mergers

Scheme Merger
Thomas v Rio Tinto Pension Fund Trustees
The OPDU Report 9


Mistake

Jones v Kent County Council
CMS Cameron McKenna
The OPDU Report 9


Myners Review

The OPDU Report 8 (October 00)
The OPDU Report 10 (May 01)


Ombudsman

Determinations
Allen v Capita Business Services
Blake v The Pensions Ombudsman and
Buckinghamshire County Council
Duffus v TSB Group Pension Trust Limited
Ewing v The Trustees of the Stockham Valve
Limited Staff Retirement Benefits Scheme and
Arthur Cox
Gaskin v Trustees of the Becker Pension Scheme
Grindrod v Community Health South London
NHS Trust
Guise v Equitable Life Assurance Society
Gurney v Elsevier Science
Hadley v South Yorkshire Pension Authority
and others
Hancock v Trustees of the Air Products
Pension Plan
Holmes v Barclays Bank
Horwood v Trustees of the Dixons
Retirement & Employee Security Scheme
Jones v Kent County Council
Kelly v Railways Pension Trustee Company
Magnum v Trustees of the Adams Limited
Pension and Assurance Scheme
Royal Society for the Prevention of Accidents
v William M Mercer
Simmonds v Trustees of the Municipal Mutual
Insurance Superannuation Scheme
Thomas v British Alcan Pensions Trustees
Thomas v Rio Tinto Pension Fund Trustees
Williamson v Sedgwick Group Pension Scheme Trustee
CMS Cameron McKenna

The OPDU Report 9


Ombudsman's Jurisdiction

Edge v Pensions Ombudsman
Baker & Mckenzie
The OPDU Report 6

Ombudsman need not issue notifications
of preliminary conclusions
Blake v The Pensions Ombudsman and
Buckinghamshire County Council
Freshfields Bruckhaus Deringer
The OPDU Report 9

Solicitors not "Administrators"
Ewing v The Trustees of the Stockham Valve
Limited Staff Retirement Benefits Scheme
and Arthur Cox

The OPDU Report 9


OPAS

OPAS & IDRP - A Change of Practice
Malcolm McLean OBE
Chief Executive OPAS
The OPDU Report 5

Good Customer Service A Must For All
Pension Schemes

Malcolm McLean OBE
Chief Executive OPAS
The OPDU Report 7

Know your Rules
Malcolm McLean OBE
Chief Executive OPAS
The OPDU Report 10


OPDU

First Annual Meeting 1998
The OPDU Report 3

First Annual Meeting Report 1998
The OPDU Report 5

Second Annual Meeting 1999
The OPDU Report 6

Third Annual Meeting 2000
The OPDU Report 9

Administration Standards Discussion Forum
The OPDU Report 11

Applications for Directions
Simmons & Simmons
The OPDU Report 8

Concepts of OPDU
The Alan Herbert Interview

Alan Herbert FCIS, FPMI
Chairman of Advisory Council
The OPDU Report 1

Litigation Costs Extension
The OPDU Report 6

Membership
Reasons for Railpen's Decision to join OPDU
'On The Right Track'

Peter Murray
Chief Executive, Railways Pension Trustee Company Ltd
The OPDU Report 7

Trustee Risk Management Reviews
The OPDU Report 7


Opra

One Year On
The OPDU Report 2

Keeping out of the Penalty Zone
John Hayes CBE
Chairman of OPRA
The OPDU Report 7


Overpayment

Allen v Capita Business Services
CMS Cameron McKenna
The OPDU Report 9

Scottish Equitable v Derby
Baker & McKenzie
The OPDU Report 6
The OPDU Report 10


Part-timers

Duffus v TSB Group Pension Trust Limited
CMS Cameron McKenna
The OPDU Report 9

Gurney v Elsevier Service
CMS Cameron McKenna
The OPDU Report 9

Preston v Wolverhampton Healthcare NHS Trust
Freshfields Bruckhaus Deringer
The OPDU Report 9


Payments in Lieu

Pensions rights lost by acceptance of payment in lieu
Silvey v Pendragon plc

Freshfields Bruckhaus Deringer
The OPDU Report 9


Pension Act Offences

Custodial sentence inappropriate
R v Dixon

Freshfields Bruckhaus Deringer
The OPDU Report 9


Pension Rights

Tupe and Pension Rights
David Pollard
Freshfields Bruckhaus Deringer
The OPDU Report 9


Perspective -
Pendragon Professional Information

Living with Information Overload
Robin Ellison
Chairman, Pendragon Professional Information Limited
The OPDU Report 8


Preservation Requirements

Not applicable to Unfunded Schemes
Freshfields Bruckhaus Deringer
The OPDU Report 9


Scheme Amendments

Richards Butler
The OPDU Report 2


Scheme Mergers

Thomas v Rio Tinto Pension Fund Trustees
CMS Cameron McKenna
The OPDU Report 9


Surpluses

Air Jamaica Case
The OPDU Report 6

Edge v Pensions Ombudsman
The OPDU Report 6

Hillsdown case
Baker & McKenzie
The OPDU Report 6

Holmes v Barclays Bank
CMS Cameron McKenna
The OPDU Report 9

Kemble v Hicks
Baker & McKenzie
The OPDU Report 6

National Bus (Bus Employers Pension Trustees v Harrod)
The OPDU Report 6

The National Grid Case
Pensions Litigation 1998
Baker & McKenzie
The OPDU Report 4 (Nov 98)
The OPDU Report 5 (May 99)
The OPDU Report 6 (March 00)

Pension Scheme Surpluses and the
National Grid Case

Reynolds Porter Chamberlain
The OPDU Report 4 (Nov 98)
The OPDU Report 5 (May 99)
The OPDU Report 6 (March 00)

Simmonds v Trustees of the
Municipal Mutual Insurance
Superannuation Scheme

CMS Cameron McKenna
The OPDU Report 9

Transferees
Reichhold Ltd v Wong

Freshfields Bruckhaus Deringer
The OPDU Report 9


Tax

Tax Compliance Issues
Paul Lynam
KPMG
The OPDU Report 5

Sub-underwriting by Trustees exempt from tax
Clarke (Inspector of Taxes) v
Trustees of BT Pension Scheme

The OPDU Report 4 (Nov 98)
The OPDU Report 9 (March 01)


Transfer Payments

Hadley v South Yorkshire Pension Authority and others
CMS Cameron McKenna
The OPDU Report 9


Trust Deed & Rules

Know Your Rules
Malcolm McLean OBE
Chief Executive OPAS
The OPDU Report 10


Trustees' Discretion

Edge v Pensions Ombudsman
Baker & McKenzie
The OPDU Report 6

Law Debenture v Malley and the Pensions Ombudsman
Baker & McKenzie
The OPDU Report 6

Keeping Risks within Bounds
Robert Thomas, Law Debenture
The OPDU Report 8


Trustee Risk Management

New Service: Trustee Risk Management Reviews
The OPDU Report 7

Keeping Risks within Bounds
Robert Thomas
Director, Law Debenture
The OPDU Report 8

Living with Information Overload
Robin Ellison
Chairman, Pendragon Professional Information Limited
The OPDU Report 8


Tupe

Tupe and Pension Rights
David Pollard
Freshfields Bruckhaus Deringer
The OPDU Report 9


Welfare Reform & Pensions Act 1999

The OPDU Report 9


Y2K

Y2K … The Trustees perspective
Carol Woodley
Partner, Arthur Andersen
The OPDU Report 2